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Mortgage Calculator Sales Price: $ Down payment: % Interest Rate: % Length of loan (in years): yrs Monthly payment: $	Explore every financing option that is available to you Select the very best loan program for your individual needs Offer you the very best rate and terms available 727-210-1071
Click here for a loan application form. Print it out. Fill it out. Then call me. You can either fax it to me (call for fax#) or scan it and email it. (Click for contact info)

Here are some other mortgage brokers and consultants who I have worked with in the past. You are welcome to use any lender or consultant you want to use.

Chris Hancock, Sr. Mortgage Banker Families First Mortgage 801 West Bay Dr, Suite 518 Largo FL 33770 727-586-4830 727-565-7657 cell (Chris) (send email) Cristy Currier, Branch Manager Cell# 727-244-9960 (send email)	George Koay Senior Certified Mortgage Consultant CNBS Financial Group, Inc. 11701 Belcher Rd S, Suite 110 Largo FL 33773 727-539-8300 727-641-3648 cell (send email) (more information)
Les Warren Loan Officer Charles Rutenberg Financial 813-407-5278 (send email)	Deborah Taylor Mortgage Loan Officer "Fastest loan officer in the area. She once closed a VA loan in 3 weeks!" Bank of America 600 Cleveland Street, 2nd Floor Clearwater FL 33755 727-298-5917 727-580-9415 cell (send email)

Downpayment assistance programs that work with FHA loans

• The Nehemiah Program
• The AmeriDream Program
• The Genesis Program

Information about
FHA and VA loans

7/16/2007: Who is selling your information?
From Laurie Carnevale, Mortgage Advisor, Coldwell Banker Home Loans

I was on a conference call this morning and was told of a new "service" (sarcasm) that is being provided by the four national credit bureaus. National mortgage brokers and lenders are buying lists of leads called "trigger lists" from the credit bureaus. These are lists of people who have had a mortgage company pull their credit report, and within 24 hours of having it pulled the credit bureaus are selling the information to other competing lenders. Then these competing lenders are calling the people and telling them what they can do for them.

It needs to be understood that we [Coldwell Banker Home Loans] do not sell consumer information and we have strict consumer privacy policies that we must adhere to as a financial institution. It is Equifax, Experian, Innovis, or TransUnion selling the information. The Credit Bureaus maintain that their marketing violates no federal or state rules and is merely a speeded-up version of their routine sales of lists for pre-approved offers.

There is a way to stop this. I just did it and it takes about 30 seconds. This is the only pre-emptive action to opt-out of such offers. By utilizing this link to Opt Out you are protecting yourself for 5 Years... www.optoutprescreen.com

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© 2008 Ruth Lorenzen. All rights reserved.